Newbie needing encouragement
I have been using YNAB for a few weeks now. Somehow I got myself way out of whack on my first try, so I created a new budget this weekend and hoping it goes better. I started using YNAB as I am so...
View ArticleFree software
Has any of you out there actually won the free software give-away that they do at the end of each webinar? I have been on SO many and never win. Starting to wonder if they are making names up and never...
View ArticleBeginner's question
Hi. So, we've started ynab once before, but our computer crashed and I had to wait for a new one to restart things. Okay, we have a little over $10K in savings. We use a credit card for a lot of our...
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What Are You Sacrificing This Month to Reach Your Buffer?
I am looking for ideas and other unique out of the box ways to build a buffer quicker. I came up with the following so far:1. Use my extra payment amounts from my debt snowball2. That's how far I got...
View ArticleBuffer or Float?
Thanks YNAB for teaching me that I'm living on float. No wonder the CC balance can go crazy at a moment's notice - usually when there is some good reason to spend out our cash. Right now our CC...
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NO SPEND NOVEMBER
I've been using YNAB for over a year now and I love it. It has changed my life!!!! I don't suffer the extraordinary stress that I did a year ago. The big challenge that has not changed since this...
View ArticleNovember Challenge - Limit the take-out lunches!
I need to start this challenge because my take-out habit has gone through the roof at work. I need to get back to bringing my lunch every day, or at least almost every day. I am going to start by...
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No dessert challenge (1 week)
I'm starting a no dessert challenge. No candy no cake no pastries (my weakness). You can go as specific as you like (no Added sugar) personally I'm staying with the no desserts. I don't put cream or...
View ArticleError message when transferring payment from Checking to Credit Card
We pay our cards off every month, but still use our budget categories when spending. Never had an issue before, but I am getting an error message every time I choose the credit card category when...
View ArticleBalance colume
Each month the colume labeled Balance grows if the money is not spent the month before. If you do not spend $10.00 and budget $20.00 the balance colume will equal $30.00. Is there a way to prevent this...
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How to merge one Ynaber with a new husband to be
Hi all, Exciting things happening, I'm getting married next year and we are starting the conversation of "merging finances" we are both pretty good with our mutual expenses - we've been living together...
View ArticleTransactions and budget reflection issues
I have been on YNAB since February and have no problems until this past Saturday. I was making transactions and noticed nothing was changing in the budget window. I thought perhaps my computer was...
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Budget Date VS Transaction Date
Hi Folks, I'm new to YNAB so forgive me if this is a newb question... I get paid twice per month. My check usually posts a couple of days before the first. So no problem with showing that income for...
View Article2016 Debt Smackdown?
Has anyone set up a 2016 Debt Smackdown yet? I don't see one so far. I did a 2014 one and it helped a lot. Just curious as we approach December. Thanks!
View ArticleI need some cash help
Hi YNAB'ers. I'm in a bit of a pinch and need some thoughts from those who may be more experienced with YNAB. My husband and I have never tracked cash in YNAB but due to some issues with his work and...
View Articlemonth #2
my husband and i are on month #2 of YNAB and cant seem to get to live on last months income....we had close to 1000 and that didnt seem to cover 1/2 the rent, 1 week of groceries, 10% takeoff for...
View ArticleI need someone to hold my hand
I've had YNAB for a while. I've dabbled with it, I've watched videos, participated in an online call, filled in the boxes on the budgeting screens, scratched my head a bit, got hopeful, then gone back...
View ArticleOff Budget Items
I am totally confused by "off budget" items like: car payments, my mortgage, personal loans. If I have an income of $1000 a month and have "off budget" items in the amount of $500 a month that only...
View ArticleDecluttering Tips for Each Other?
Does anyone have decluttering tips/ideas that have been useful to you?I am in the midst of decluttering, and could use some tips, and/or different ways of thinking.
View ArticleNew Year's Resolutions, and Keeping Them
It's that time of the year again!What's your New Years Resolution, and how do you intend to keep it ?Do you have suggestions for others in keeping resolutions ?
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