Is there such a thing as too many categories?
I assume the answer is yes if you have Tons of categories. But I'm wondering if there is a benefit to having as few categories as possible, or if having as many as you like is fine. We are sometimes...
View ArticleNew to YNAB & Have Questions
Just started using YNAB, and having trouble with importing transactions. Sometimes I get duplicates. How do I fix that? Also, can you split a transaction? Like when you go to Costco and buy items...
View ArticleHow do you enter amounts in the outflows column?
Forgive me YNAB community. My husband and I are new to YNAB and we cannot figure out how to enter amounts in the 'outflows' column, we can only enter amounts in the 'budgeted' column. Can someone...
View ArticlePayments by check then by Charge card
I had been learning to use YNAB about 14 months when Medical bills came into our lives. Initially, I was paying the medical bills by check. Then changed to using my charge card (for convenience and...
View ArticleProblem with synch via dropbox
I am not sure if the problem is with my understanding (lack of understanding) or if this is an actual error.I just got a new Macbook. I installed YNAB 4. I have YNAB 4 on my old Macbook and am...
View ArticleTransferring Debt Between Accounts
I have transferred some pre-YNAB debt from one credit card to another (for 0% interest). The amount on each card changed accordingly in my list of accounts as I entered the transfers, but nothing...
View ArticlePaying monthly bills with Credit Card every month for Rewards. How do I budget?
We have been using YNAB monthly since January and it has gone well. Recently we were approved for a home loan and because we have no revolving credit other than a car payment, our interest rate could...
View ArticleBuild a house by 2025
Hi all,YNAB newbie here - I've been aware of the software for years but just now got round to start to try to budget myself, beginning with getting YNAB. I've got a mortgage on my apartment for around...
View ArticleRefund from store
I took something back to Walmart and got $14 back in cash. I applied that to my Cash for Sitters account and tried to remove it from the category I spent it out of but my accounts are reconciled?? It...
View ArticleJune 2015 Goals
What are your goals (financial or otherwise) for June 2015?My June 2015 goals:1. I would like to improve on entering my transactions as close to the point of sale as possible.2. Put two more bills on...
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Available to Budget does not match account balances.
Hello fellow YNABiansI have and issue which is causing me to crack my egg head on the kitchen counter. PLEASE HELP ME?!?!?!?!I neglected my budgeting for a couple weeks due to personal reasons. I...
View ArticleFirst time reconciling problem
I've used YNAB for other accounts but not this one. On the account in question, I've been entering in transactions for a few months. For speed, I'd like to just start reconciling where I'd like--say at...
View Article2015 Official Weight Loss/Money Gain Challenge - Join Anytime!
We're simplifying for 2015. Here are the rules:1. Set one or more annual goals 2. Set a smaller goal(s) each month that will help you reach your annual goal(s)3. Check-in once each week to let us know...
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2015 Make It a Home Challenge (Closed for May)
I'm delighted people want to continue this challenge in the coming year. We learnt so much from each other this year, I can't wait to see what next year teaches us! The one thing I heard the most was...
View ArticleFresh Start before webinar
Hi all,I signed up for the free trial of the software about 5 days ago. I've messed about with a budget a bit, but haven't actually started tracking expenses. I'm doing the Budget Workshop seminar...
View ArticleDeleting budget and starting over
Hi, I seriously screwed up my budget and can't figure out how to fix it. Since I'm only a month into it I wanted to delete my budget and start fresh. How do I do that?
View ArticleConstant Discrepancies
My husband and I ALWAYS have discrepancies between our budget and bank statements. It never evens out. Does anyone else have this problem or know how to fix it? Like right now, YNAB is exactly $59...
View ArticleCan I copy transactions to a second budget? Solo vs. Couple budgeting
My husband and I started with a combined budget but then he wanted a solo budget so we each set up a solo budget. However I would still like to keep a record of shared spending. I would like to be able...
View ArticleSelf-Help-aholic
I find myself stuck in a new spending rut, that maybe some people can identify with. I seem to be addicted to self-help goods (videos, blogs, lectures, classes, etc). This wouldn't be as bad if it was...
View Article$6000 in 1 Year
Hello everyone I've been using YNAB since 2007! I bought the very first YNAB desktop app and fell in love. It helped me to pay off $14000 in debt over the course of about 4 years, at a time when i...
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